Employee Benefit Offerings for Employers
For business owners, today’s labor market is competitive and finding quality employees
that have the experience, values, and knowledge necessary for the job can be a challenge.
Then, after you’ve put your team together, you still have to figure out how to keep them
motivated and happy to be there. Offering benefits that are the right fit for your
business can help to reduce employee turnover, which in turn also helps your long-term
stability. Even though it’s an added expense, it’s typically much less than what it takes
to hire, train, and retain new employees.
We can guide you through the process of designing a custom benefits package that keeps
you competitive and doesn’t drain your wallet. We’ll show you a wide variety of services
and solutions to find the options that fit your needs and budget. Certain options can come
at little to no cost to you, such as a voluntary payroll deduction program. No matter what
your needs are or where you’re at in the process of establishing a benefits package, we’re
here to help.
We offer these complimentary services for employers to help support your business
offerings:
- Carrier rate negotiations and plan discussion and redesign to clients’ needs
- Free Web Enrollment Portal to enroll in benefits and manage employees for benefits and
Cobra Administration, customized for each business
- Free summary plan document setup^
- Free Section 125 plan and discrimination testing^
- Free 5500 filing annually^
- Free employee handbook creation tool^
- Free ThinkHR access for human resource and compliance questions via email or their 800
number^
- Employee support services such as helping with doctors to get procedures or covered
prescriptions approved, claims billing issues, enrollment questions, and plan benefit
explanations
- We have relationships with the carriers with special teams to help support our
clients. The employer’s HR team does not have to call the carriers directly; they
contact us, and we handle their service needs. That means you have the same point of
contact for all carriers instead of having to figure out who you need to call.
Group Major Medical Plans
Plans that can be designed to meet your desired coverage levels including plans that meet
the minimum essential benefits of the Affordable Care Act (ACA). Providing benefits for a
wide range of inpatient and outpatient health care services.
Group Disability Insurance Plans
Group disability plans offer basic salary compensation for employees that experience a
short- or long-term disability. Competitive rates are also available on your state-required
disability.
Group Life Insurance Plans
This is a plan that offers life insurance benefits to employees, where the insurance
contract is only between the group and the insurance company. Members of the group receive
certificates of coverage at little or no cost to them.
Group Dental and Vision Plans
These plans offer coverage for dental and/or vision expenses. Most typically, group dental
and vision plans are an add-on to a health insurance plan.
Flexible Spending Accounts*
Flexible spending accounts may provide you with a way to make eligible out-of-pocket costs
pre-tax, potentially helping you and your employees save tax dollars.
Voluntary Coverage**
Adding voluntary coverage options to your plan can enhance your benefits program with
little or no out-of-pocket cost for you. Some of the products offered are whole and
universal life insurance, dental insurance, vision insurance, short- or long-term care, and
cancer protection.
Retirement Plans
We will work with you to find the right retirement plan for your needs and budget, and help
you find the best way to fund these qualified and non-qualified plans. Some of the options
we offer are profit sharing, 401(k), defined contribution, and defined benefit.
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